Hi everyone. I'm considering buying my first home but have discovered that most mortgage insurance policies don't cover pre-existing conditions (mental or physical). Although I'm doing all I can to prevent a relapse of my own issues, life is unpredictable and I'd prefer a back up for peace of mind.
My question is, does anyone know of insurance policies that cover pre-existing medical conditions which cover mortgage repayments if you need time off work? My employer doesn't pay sick leave after the first few days of sick leave.
Any advice would be fantastic, thanks all